We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Once we have verified the Required Identifying Information that you provide to us, you will be able to begin using Earnins Services and Site. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before the next scheduled deposit. Activehours will not engage in any debt collection activities if the payout is not repaid on the scheduled date, place the payout as a debt with or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. Some of the Services offered by Earnin may be provided by third-party service providers. We like putting you in control. B. Counter-Notice. As used in this Privacy Policy, the term "Site" includes: all websites and all devices or applications operated by Activehours that collect personal information from you and that link to this Privacy Policy; pages within each such website, device, or application, any equivalent, mirror, replacement, substitute, or backup website, device, or application; and pages that are associated with each such website, device, or application. Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. All Community Members may submit a deletion request regardless of state of residence. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the federal court in San Francisco, California, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. Contact us if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13. By submitting this content to Earnin, you represent that you are entitled to submit it to Earnin for use for this purpose, without any obligation by us to pay any fees or other limitations. Patient Name (if it is not the Community Member Name); Electronic copy of medical bill (or provider name, provider address and phone number); and/or. MISCELLANEOUS. For example, we may use your information to pre-fill form fields on the Sites for your convenience. You acknowledge that if you fail to comply with all of the requirements, your DMCA notice may not be valid. By using Tip Yourself Services, you authorize Earnin and Evolve Bank & Trust to access and transmit your personal and financial information from your Evolve Bank & Trust account to Earnin in accordance with Evolve Bank & Trusts privacy policy. To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. If you have created an Earnin account, Health Aid allows you to submit your eligible medical bills to Earnins Health Aid team to learn about lower payment options for you with your medical providers. You agree that Activehours and its Third Party Service Providers may view your transactions. The Earnin Site may contain links to third-parties we have partnered with, except as described in this Privacy Policy, we do not share your Personally Identifiable Information with them and are not responsible for their privacy practices. There are no fees or costs associated with Health Aid. Your access to this page through your device verifies that your device meets these requirements. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more Earnin is headquartered in Palo Alto, California and our Services are provided to you by Activehours, Inc. In such event, if you are a member of the Service and such changes are material, we will provide notice to you. By using Medical Bill Review, you further authorize Activehours to speak to your medical provider, or their representatives, on your behalf about the contents of the documents you submitted for Medical Bill Review. We may also decline to send you a payout under Balance Shield if you dont have earnings added to your account, or if we were unable to connect to your bank account, or if your account is on hold. We receive information in a few different ways: Any Personal Information collected is available to us and may be available to third-party service providers involved in the operation of the Services. You agree that you will not: If we, in our sole discretion, have reason to believe that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect ourselves, other users, and other third parties from fees, fines, penalties, and any other liability. If Activehours, in its sole discretion, believes that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect Activehours, other users, and other third parties from fees, fines, penalties, and any other liability. Activehours also allows you to receive cashback in the form of credit issued to you through your debit card or bank account within 10 days of when you make a Qualified Purchase at participating merchants as further described below (Earnin Cash Back Rewards). There are no fees to close your account with us. Activehours, Inc. d/b/a Earnin If we are unable to locate you, we may be required to deliver any funds in your Tip Yourself Account to the applicable state as unclaimed property. Any feedback, questions, comments, suggestions, ideas, or the like that you send to Activehours will be treated as being non-confidential and nonproprietary, and Activehours will be free to use such information for any purpose whatsoever including developing, manufacturing, and marketing products and services incorporating the information. Making a Boost request will increase your pay period Max beyond your net pay on payday. Activehours reserves the right to charge your bank account at any time on or after the day the paycheck associated with the earned wages you have requested are expected to deposit into your account; however, Activehours will attempt to avoid charging your bank account if we believe your bank account does not contain sufficient funds to cover repayment of a Pay Out or payout for Balance Shield in the pay period. Push Notifications, Email and SMS Communications Introduction Information We Share Within the app, go to Cash Back Rewards, click on unenroll and confirm you want to unenroll the card. You must also have a valid email address, sufficient storage space to save Communications or the capability to print the Communications from the device on which you view them. That Login ID and password, together with any account information, mobile number or other contact information you provide form your "Registration Information.". Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Earnins sole discretion. You must also have a valid email address, sufficient storage space to save Communications or the capability to print the Communications from the device on which you view them. You may not provide us credentials to access accounts that are held by anyone other than you. I am thankful for the supplemental income from DoorDash. To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . Information from Third-Party Sites: In order to display information to you or to fulfill your requests for certain products and services through a Service, we may collect, on your behalf, your account and other personal information from Third-Party Sites that you register under your account via the Service. Push Notifications and Email and SMS Communications You may not enroll in Earnin Cash Back Rewards or use the Site or Services, or accept these Terms of Service, if (a) you are not of legal age to form a binding contract with Activehours; (b) you are prohibited by law from receiving or using the Services; or (c) you are not a U.S. resident. If requested, you will sign any documentation in such manner and at such location as may be required to protect, perfect or enforce any of the rights you have granted to Earnin under these UGC Terms of Use. You further agree to promptly update all your Profile Information whenever the information provided to us is no longer accurate. This policy explains how Activehours treats your personal information when you use the Service. Can I have an agent make a request on my behalf? You may opt-out of Cash Back Rewards at any time by unlinking your cards. Earnin is not responsible for any third-party fees or costs that you may incur based on the timing of authorization revocation. Palo Alto, California USA 94306. Despite our efforts, we cannot guarantee that Personal Information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. C. information Earnin collect from third parties; and request a Cash Out, Max Boost, or use Balance Shield Cash Out for any earned wages that you do not have the complete right, title and interest in or for which you have already received payment; use the Sites or Services in any manner that could damage, disable, overburden, or impair the Sites or Services; obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Sites or Services; access the Sites by any means other than through the interface that is provided by Earnin for use in accessing the Sites; use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Site or Services; or. These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Community Members may find the form to request their information from Earnin here, per CCPA requirements. For example, we may use the information you provide for Health Aid to determine availability of discounts or payment options from your medical provider or to inform you of billing errors, including errors related to insurance coverage. Your debit or credit card may only be enrolled in one program operated by Empyr, Inc. Such other information and documentation that we may require from time to time. Activehours may modify this Terms of Service from time to time. Please visit the Privacy Policy to learn more about how your information is shared. We are not responsible for ensuring your Bank Account has sufficient funds for your needs, purposes, or transactions. Earnin must verify your identity before we will fulfill your request. When you provide your Authorized Bank Account login credentials to our third party vendors, you authorize Earnin to use the information they provide to enhance your use of Earnins Services. If you provide us with your debit card information, you should be able to receive your Cash Out in minutes. We may limit the total number Pay Outs that you may receive at any given time or over a period of time. The Licensed Parties reserve the right to remove any Content. All rights are hereby reserved. We do not sell your covered information, as defined by Section 1.6 of Chapter 603A of the Nevada Revised Statutes. For more information, please see our If we communicate with you via Messages, we may collect information regarding the Message (e.g., email opening confirmations, read text message data or received push notification data). Earnin may use this information to let you know about certain products, features, campaigns, or advocacy efforts we think you may be interested in. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. you will reimburse Activehours for any fees we incur in attempting to debit the amount of the failed transaction from you. Does Earnin track your device location while you are not using the app? We may receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. Bank Account- your checking account at your bank that you have linked to your Earnin account to use the Site or Services. Introduction Please review it occasionally. We make no effort to review such information for any purpose, including, but not limited to, accuracy, legality, or non-infringement. You may also be required to provide our Third Party Partners with certain login access credentials (e.g., username and password) or other account or financial information. You authorize Payment Card Network to monitor transactions on your registered card(s) to identify Qualified Purchases in order to determine whether you have qualified for or earned an offer linked to your payment card, to calculate your rewards, redeem rewards, and for Payment Card Network to share such transaction details with Empyr and for Empyr to share such transaction details with Activehours to enable your card-linked offer(s) and target offers that may be of interest to you in accordance with the Earnin Cash Back Rewards Terms of Use and Privacy Policy. These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. You may only use the Site and Services for your own personal, non-commercial use and not on behalf of or for the benefit of any third party. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently the Earnin Site or the Services with or without notice. Activehours reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice, including Pay Outs, Balance Shield, Medical Bill Review and Earnin Cash Back Rewards. For example, this Personally Identifiable Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. You do not meet one of the Boost feature qualifications. https:// earnin.app. Palo Alto, California USA 94306. You agree that no confidential or fiduciary relationship is intended or created between you and Earning. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with FiscalNote and/or other similar platforms (collectively the Advocacy Program). Certain internet browsers have incorporated Do Not Track features. Earnin respects the intellectual property of others and asks that you do the same. Removing your Bank Account may affect your ability to receive the Earnin Services. When you enroll in Balance Shield, you may select a voluntary additional amount to pay in appreciation of the services rendered each time Balance Shield is automatically activated. Your use of the Tip Yourself Service is governed by Activehours, Inc.s Terms of Service and the Tip Yourself Supplemental Terms of Service. We may also use and share aggregated and other anonymous data with partners, service providers and third parties to help improve how Earnin delivers the Services. Just keep in mind that regular tips add up. This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: You may access the terms of such agreement at any time here. Balance Shield. Activehours does not enter into any binding agreement with third-parties on your behalf or make any payments to any third-parties on your behalf in connection with its Medical Bill Review service. The Tip Yourself Service allows you to better track and meet your savings goals by allowing you to authorize one-time and/or recurring transfers from your Bank Account to your Tip Yourself Account. This Custodial Account Authorization Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns; provided, however, you may not assign this agreement to any person without Banks written consent. To close your Tip Yourself Account, please contact us by emailing support@earnin.com, using live chat with the Earnin team via the mobile app, or closing the Tip Yourself Account through the mobile app. Boost for boost will boost back immediately, Boost for Immediate Boost Back! Create an account to follow your favorite communities and start taking part in conversations. This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. These Terms of Use are personal to you and may not be assigned or transferred by you for any reason whatsoever without Earnins prior written consent; and any action or conduct in violation of the foregoing shall be void and without effect. You further authorize us to collect for you payments related to a Sub-Deposit Account, and to execute and deliver or file on your behalf all appropriate receipts, agreements, releases and other instruments, including whatever agreements may be required to establish and maintain the Sub-Deposit Account or to establish your ownership interest in the Sub-Deposit Account. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. If you provide us with your debit card information, you should be able to receive your Cash Out in minutes. Not responsible for any fees we incur in attempting to debit the of... 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